Negotiating with an insurance provider can be a hassle. The process can take a long time if you are trying to receive full compensation for your injuries. The auto insurance provider will do what they can to limit how much they will payout. For this reason, it is often best to have your case handled by an auto accident attorney.
Some Insurance Providers Are More Difficult Than Others
Typically, after an auto accident, you will want to pursue a settlement from the insurance provider of the at-fault driver. To do this, you must prove that the other driver had a duty of care, that they breached the duty of care, and that you suffered damages as a result.
Even if it's clear that the other driver is responsible for the accident, an insurance adjuster will occasionally try to make a name for themselves. You're in the process of recovering from an injury and the last thing you need is to raise your stress level by fighting with an aggressive insurance adjuster.
Your Attorney Will Know What to Say and Not Say
An insurance adjuster is able to take what you say and use it against you. If you are not careful, an adjuster might claim that you admitted fault for the accident. For example, you will not want to accept the initial offer that the insurance adjuster makes after the accident.
A car accident lawyer will know how to start your case off on the right foot. They will be able to file a claim that takes into account all the damages you have suffered and will then begin the process of negotiating the claim so you can receive the highest settlement possible.
Submit All of the Necessary Documents
You might be overwhelmed by all the documents that must be submitted especially when you are focused on recovering from your accident. However, a car accident lawyer can help you make sure that each document is submitted so you can expedite your claim process. For example, there might be an important document that you must submit from your doctor.
An attorney may also be able to generate evidence that you would not have access to. For example, your attorney may be able to obtain cell phone records or surveillance footage that can then be presented as evidence to support your version of the events. Then, you will be much more likely to receive the settlement you deserve.